澳大利亚银行因反洗钱措施失败而被罚款;监管者要求50万澳元的资本提振和改革。 Australian bank fined for AML failures; regulators demand $50M capital boost and reform.

澳大利亚APRA和AUSTRAAC监管机构在德洛伊特公司审查发现2019年至2025年期间的制度弱点后,针对本迪戈和阿德莱德银行反洗钱和反恐融资控制的严重缺陷,对这两个银行采取了行动。 Australian regulators APRA and AUSTRAC have taken action against Bendigo and Adelaide Bank over serious deficiencies in its anti-money laundering and counter-terrorism financing controls, following a Deloitte review that found systemic weaknesses from 2019 to 2025. 该审查因分行未被发现的可疑活动而触发，暴露风险管理失误，促使APRA要求追加5000万美元资本并进行根本原因分析，同时AUSTRAC启动了对反洗钱法律合规性的执法调查。 The review, triggered by undetected suspicious activity at a branch, revealed failures in risk management, prompting APRA to require a $50 million capital add-on and a root cause analysis, while AUSTRAC launched an enforcement probe into compliance with anti-money laundering laws. 该银行虽然财政稳定,但承诺加强其风险文化和系统。 The bank, though financially stable, has committed to strengthening its risk culture and systems.