联合王国的第二次购买者从家庭帮助中平均得到81 451英镑,由于价格和费率高,这一点至关重要。 UK second-time buyers get average £81,451 from family help, crucial due to high prices and rates.

来自称为“父母银行”的家庭的财政支助对联合王国的第二次购房者越来越重要,巴克莱公司报告说,他们平均收到81 451英镑,略多于第一次买房者。 Financial support from family, known as the "bank of mum and dad," is increasingly critical for second-time homebuyers in the UK, with Barclays reporting they receive an average of £81,451—slightly more than first-time buyers. 大约20%的第二次购买者得到帮助,主要是一笔总付的礼物、遗产或家庭贷款。 About 20% of second-time buyers received help, primarily through lump-sum gifts, inheritances, or family loans. 近一半的租户说,没有这种援助,他们买不起,而且尽管预算更加明晰,高地产价格仍然是一大障碍。 Nearly half of renters say they couldn’t afford to buy without such aid, and high property prices remain a major barrier, despite improved budget clarity. 虽然2026年初市场活动可能会增加,但由于抵押贷款利率上升和房价上涨,负担能力挑战依然存在。 While market activity may rise in early 2026, affordability challenges persist due to elevated mortgage rates and rising home prices.