从2026年开始,新西兰银行获得较低的资本规则,以促进借贷和竞争。 New Zealand banks get lower capital rules to boost lending and competition, starting in 2026.

新西兰储备银行更新了银行的资本规则,将要求降低约50亿美元,并调整风险权重,以促进竞争和贷款,特别是对较小的机构而言。 The Reserve Bank of New Zealand has updated capital rules for banks, lowering requirements by about $5 billion and adjusting risk weights to boost competition and lending, especially for smaller institutions. 这些变化以40多份提交材料和专家投入为依据,旨在降低筹资费用,支持经济增长,并与澳大利亚的框架保持一致。 The changes, informed by over 40 submissions and expert input, aim to reduce funding costs, support economic growth, and align with Australia’s framework. 从2026年初逐步实施,改革将在2028年前根据新的《存款保管人法》全面通过,并不断完善,以维持稳定和效率。 Implemented gradually from early 2026, the reforms will be fully adopted by 2028 under the new Deposit Takers Act, with ongoing refinements to maintain stability and efficiency.