格鲁吉亚自2026年1月1日起为房主设立税收优惠储蓄账户,以支付灾难修复费用。 Georgia launches tax-advantaged savings accounts for homeowners to cover disaster repair costs starting Jan. 1, 2026.

格鲁吉亚颁布了《众议院法案511》,为房主设立灾难储蓄账户,以节省与灾难有关的费用,如用减税捐款进行暴风雨修复、免税增长和总督宣布的紧急情况后免罚提款。 Georgia has enacted House Bill 511, creating catastrophe savings accounts for homeowners to save for disaster-related expenses like storm repairs with tax-deductible contributions, tax-free growth, and penalty-free withdrawals after a governor-declared emergency. 该方案自2026年1月1日起生效,旨在帮助易遭受飓风、洪水和龙卷风的高风险地区的居民管理不断增加的保险扣除额和回收成本。 The program, effective January 1, 2026, aims to help residents manage rising insurance deductibles and recovery costs in high-risk areas prone to hurricanes, floods, and tornadoes. 与健康储蓄账户类似,它允许房主在建立金融复原力的同时,选择较高的扣除额,以降低保险费。 Similar to health savings accounts, it allows homeowners to choose higher deductibles to lower premiums while building financial resilience. 然而,该方案将租户排除在外,而无法负担定期缴款的低收入家庭可能无法使用该方案。 However, the program excludes renters and may be inaccessible to low-income households unable to afford regular contributions.