由于成本高、工资增长缓慢、计划不周, 10个美国退休人员中不到1个退休者有100万美元的节余。 Fewer than 1 in 10 U.S. retirees have $1 million in savings due to high costs, slow wage growth, and poor planning.

根据最近的数据,几乎没有多少美国人实际退休,节省了100万美元,只有大约10%的退休人员达到这一门槛。 Few Americans actually retire with $1 million in savings, according to recent data, with only about 10% of retirees reaching that threshold. 生活费用上涨、工资增长停滞和退休规划不足等因素,是造成低百分比的因素之一。 Factors like rising living costs, stagnant wage growth, and insufficient retirement planning contribute to the low percentage. 金融专家强调持之以恒的储蓄、早期投资和债务管理,以改善退休成果。 Financial experts emphasize consistent saving, early investing, and managing debt to improve retirement outcomes.