联合王国将改革抵押贷款规则,以帮助首次购买者和其他人在2026年之前获得负担得起的贷款。 UK to reform mortgage rules to help first-time buyers and others access affordable loans by 2026.

联合王国金融行为管理局计划进行重大按揭市场改革,以帮助首次购买者、自营职业者和老年房主获得负担得起的贷款。 The UK's Financial Conduct Authority plans major mortgage market reforms to help first-time buyers, self-employed individuals, and older homeowners access affordable loans. 将于2026年初咨询的拟议修改包括:简化非正规收入规则、审查仅以退休金计息的抵押贷款、扩大后期贷款,以及利用数据和大赦国际改进建议。 Proposed changes, set to be consulted on in early 2026, include simplifying rules for irregular incomes, reviewing retirement interest-only mortgages, expanding later-life lending, and using data and AI to improve advice. 《公平竞争法》旨在加强对脆弱借款人的保护和简化披露,预期到2026年底进行初步改革。 The FCA aims to enhance protections for vulnerable borrowers and simplify disclosures, with initial reforms expected by late 2026.