安大略省的房主应该为冬季的破坏做好准备,而不只是在放假时闯入住宅。 Ontario homeowners should prepare for winter damage, not just break-ins, when away for holidays.

准备度假旅行的安大略屋主应优先防止冬季的破坏,如爆裂管和漏水,而不是仅仅阻止盗窃者。 Ontario homeowners preparing for holiday trips should prioritize preventing winter damage like burst pipes and water leaks over just deterring burglars. 虽然灯光计时器和邻居报到有帮助,但保险人强调冷冻温度和保养不足的风险。 While light timers and neighbor check-ins help, insurers emphasize risks from freezing temperatures and inadequate maintenance. 水损害的覆盖范围各不相同——有些政策限制了保护,特别是在湖泊附近或洪水易发地区,并可能排除陆地或地表洪水。 Coverage for water damage varies—some policies limit protection, especially near lakes or flood-prone areas, and may exclude overland or surface flooding. 房主应审查政策,披露翻新、商业或修理情况,并考虑停水、保持热量和使用智能设备检测漏水情况。 Homeowners should review policies, disclose renovations, businesses, or repairs, and consider shutting off water, maintaining heat, and using smart devices to detect leaks. 30天以下的旅行不需要通知, 但与保险公司联系长期缺席是明智之举。 Notification isn’t required for trips under 30 days, but contacting insurers about long absences is wise. 空缺规则不适用于假期旅行。 Vacancy rules don’t apply to holiday travel.