新泽西州在还清假日债务方面领先,2025年的余额只有17%,远远低于全国平均水平。 New Jersey leads in paying off holiday debt, with only 17% carrying balances into 2025—well below the national average.

Carderates的一项新研究发现,新泽西州在偿还假日债务方面名列第一,只有17%的居民持有上一年的余额——远远低于26%的全国平均水平。 A new study by CardRates finds New Jersey ranks among the top states for paying off holiday debt, with only 17% of residents carrying balances from the previous year—well below the national average of 26%. 该州的表现优于纽约(30%)和宾夕法尼亚(20%)的邻居,尽管在礼品、食品和经验方面有典型的节日支出,但金融纪律十分严格。 The state outperforms neighbors New York (30%) and Pennsylvania (20%), showing strong financial discipline despite typical holiday spending on gifts, food, and experiences. 数据显示,新泽西人正在进入2025年假期,债务减少,这反映了国家改善周后财务管理的趋势。 The data suggests New Jerseyans are entering the 2025 holiday season with less debt, reflecting a national trend of improved post-holiday financial management.