印度的零售信贷需求在Q2FY25有所上升,因为2025年9月削减了GST,提高了自动贷款和耐用贷款,特别是在半城市和农村地区的年轻、首次借款人中间。 India's retail credit demand rose in Q2FY25 due to September 2025 GST cuts, boosting auto and durable loans, especially among younger, first-time borrowers in semi-urban and rural areas.

在2025年9月的GST合理化推动下,印度零售信贷需求在Q2FY25有所上升。 2025年9月,GST合理化降低了对汽车和电子产品等商品的税收,提高了可负担性。 A recent TransUnion CIBIL report shows India’s retail credit demand rose in Q2FY25, driven by the September 2025 GST rationalisation that lowered taxes on goods like cars and electronics, boosting affordability. 汽车和消费者耐久贷款需求激增,双轮和自动贷款申请大幅增加。 Demand for auto and consumer durable loans surged, with two-wheeler and auto loan applications up significantly. 2025年9月,信贷供应增加到97个,得到了担保贷款和年轻和第一次借款人的有力参与,特别是在半城市和农村地区。 Credit supply grew to 97 in September 2025, supported by secured loans and strong participation from younger and first-time borrowers, especially in semi-urban and rural areas. 虽然总体资产质量保持稳定,但在小额贷款和小额贷款贷款和小票房贷款中也注意到了早期压力。 While overall asset quality remains stable, early stress was noted in micro-LAP and small-ticket housing loans.