英国将从2027年4月开始将65岁以下的现金ISA限制降至12000英,从而将更多的储蓄投入股票. UK to cut cash ISA limit to £12K for under-65s starting April 2027, pushing more savings into stocks.

从2027年4月开始,联合王国将把65岁以下储蓄者的ISA年度现金津贴减少到12 000英镑,其余8 000英镑需要投资于ISA的股票和股份。 Starting in April 2027, the UK will reduce the annual cash ISA allowance to £12,000 for savers under 65, with the remaining £8,000 required to be invested in stocks and shares ISAs. 总共20,000英镑的《国际审计准则》限额将保持不变,但结构变化的目的是鼓励投资。 The overall £20,000 ISA limit will remain, but the structure changes aim to encourage investment. 65岁及以上者将保留目前20 000英镑的津贴。 Those aged 65 and over will keep the current £20,000 allowance. 还可能对某些《国际审计准则》中持有的现金的利息征收新的税费,尽管细节还有待确定。 A new tax charge on interest from cash held in certain ISAs may also be introduced, though details are pending. 这些变化是在雷切尔·里夫斯总理宣布秋季预算后发生的,是改变储蓄行为的更广泛努力的一部分。 The changes follow Chancellor Rachel Reeves’ Autumn Budget announcement and are part of broader efforts to reshape savings behavior.