印度银行和印度海外银行在RBI的决定后降低了贷款利率, SBI and Indian Overseas Bank cut lending rates after RBI’s move, lowering EMIs and borrowing costs.

印度国家银行将其贷款利率从2025年12月15日起降低25个基点,继RBI的利率削减后,将贷款利率降低至7.90%,将年利率降至8.70%。 State Bank of India lowered its lending rates by 25 basis points effective December 15, 2025, following the RBI’s rate cut, reducing its EBLR to 7.90% and MCLR across tenors, with the one-year rate now at 8.70%. 基率下降到9.90%。 The Base Rate fell to 9.90%. 2至3年任期的固定存款率被削减到6.40%,444天的阿姆里特·弗里什蒂计划利率下降到6.45%。 Fixed deposit rates for two- to three-year tenures were cut to 6.40%, and the 444-day Amrit Vrishti scheme rate dropped to 6.45%. 印度海外银行也通过了RBI的削减,将其RLR减为8.10%,MCLR减为5个基点。 Indian Overseas Bank also passed on the RBI’s cut, reducing its RLLR to 8.10% and MCLR by 5 basis points. 预计这些变化将降低借款人的经济投资指数,并降低中小微企业和公司的成本。 These changes are expected to lower EMIs for borrowers and reduce costs for MSMEs and corporations.