由于疫情结束和高利率,美国抵押活动在2024年11月上升了21%,但仍远低于2008年的水平. U.S. foreclosure activity rose 21% in November 2024, driven by end of pandemic forbearance and high rates, but remains far below 2008 levels.

美国的抵押活动在2024年11月与前一年相比增长了21%,完成抵押增加了26%,根据ATTOM. Foreclosure activity in the U.S. rose 21% in November 2024 compared to the previous year, with completed foreclosures up 26%, according to ATTOM. 由于流行病时代忍耐方案的结束,以及持续的经济压力,如高抵押利率,所有地区和财产类型都受到影响。 The increase affected all regions and property types, driven by the end of pandemic-era forbearance programs and ongoing economic pressures like high mortgage rates. 专家表示, 这一增长反映了历史规范的回归, 而不是住房危机, Experts say the rise reflects a return to historical norms, not a housing crisis, with foreclosure levels still well below those seen during the 2008 financial collapse. 他们强调,市场保持稳定,并得到了强劲需求、库存有限和具有复原力的家居价值的支持。 They stress that the market remains stable, supported by strong demand, limited inventory, and resilient home values.