州农场降低了路易斯安那州驾驶员的汽车费率,但由于飓风风险和索赔,提高了房主的汽车费率。 State Farm lowers auto rates for Louisiana drivers but raises homeowners rates due to hurricane risks and claims.

州农场已经获得批准,从2026年1月1日起,将路易斯安那州100多万投保人的汽车保险费率削减5.9%,因为实物损害索赔减少。 State Farm has received approval to cut auto insurance rates by 5.9% for over 1 million Louisiana policyholders, effective January 1, 2026, due to lower physical damage claims. 同时,它正在将300 000多名投保人的住房拥有者比率提高9.7%,现行政策的变化于2025年12月15日生效,新政策的变化于2025年1月1日生效,其驱动因素是最新的飓风模型和不断上升的非灾难性索赔要求。 Simultaneously, it is raising homeowners rates by 9.7% for over 300,000 policyholders, with changes taking effect December 15, 2025 for existing policies and January 1, 2026 for new ones, driven by updated hurricane modeling and rising non-catastrophe claims. 这些调整适用于全州范围,并因个别风险因素而异。 The adjustments apply statewide and vary by individual risk factors.