印度雇员的医疗费用预计将在2026年上升11.5%,比2025年放缓,但仍高于全球平均水平。 India’s medical costs for employees are projected to rise 11.5% in 2026, slowing from 2025 but still above global average.

根据Aon的《2026年全球医疗趋势报告》,2026年印度雇员医疗计划成本预计将增长11.5%,低于2025年的13%,这表明两年的快速增长后,印度医疗计划成本将放缓。 India’s employee medical plan costs are projected to rise 11.5% in 2026, down from 13% in 2025, according to Aon’s 2026 Global Medical Trend Rates Report, signaling a slowdown after two years of rapid growth. 这一比率仍然高于9.8%的全球平均数,并与亚太预期增长11.3%相一致。 The rate remains above the global average of 9.8% and aligns with the Asia Pacific’s expected 11.3% increase. 尽管心血管疾病、癌症和胃肠疾病(与高血压、高胆固醇和营养不良有关)是造成费用最高的驱动因素,但医疗保健利用率的降低正在推动节制。 Reduced healthcare utilization is driving the moderation, though cardiovascular diseases, cancer, and gastrointestinal conditions—linked to hypertension, high cholesterol, and poor nutrition—continue as top cost drivers. 特殊药物、慢性疾病和有限的医疗基础设施也助长了费用上涨。 Rising expenses are also fueled by specialty drugs, chronic diseases, and limited medical infrastructure. 雇主正在以灵活的好处、预防性保健方案、远程保健以及数据驱动的成本控制来对抗,以管理通货膨胀和支持劳动力健康。 Employers are countering with flexible benefits, preventive health programs, telehealth, and data-driven cost controls to manage inflation and support workforce health.