美联储将今年第三次削减的利率削减0.25%, 目的是在持续通货膨胀的情况下支持就业市场放缓。 The Fed cut rates by 0.25% its third cut this year, aiming to support a slowing job market amid ongoing inflation.

2025年12月10日,美联储将其基准利率削减四分之一点,降至3.6%,今年是第三次下降,是近三年来的最低水平。 The Federal Reserve cut its benchmark interest rate by a quarter point to 3.6% on December 10, 2025, marking the third reduction this year and the lowest level in nearly three years. 此举旨在支持持续通货膨胀下的冷却就业市场,标志着向谨慎放松的转变。 The move, aimed at supporting a cooling job market amid persistent inflation, signals a shift toward cautious easing. 虽然抵押贷款和信用卡利率可能逐步下降,但预计储蓄收益将进一步下降。 While mortgage and credit card rates may gradually decline, savings yields are expected to fall further. 杰罗姆·鲍威尔主席表示可能暂停削减,预测显示2026年只再减少一次。 Chair Jerome Powell indicated a potential pause in cuts, with projections suggesting only one more reduction in 2026. 该决定吸引了3张反对票,反映了内部对通货膨胀和经济增长的分歧。 The decision drew three dissenting votes, reflecting internal divisions over inflation and economic growth.