英国养恤金领取者在HMRC因系统缺陷对一次总付提款征收过重税后,收到48.7百万英镑的退款。 UK pensioners received £48.7M in refunds after HMRC overcharged taxes on lump-sum withdrawals due to a system flaw.

在HMRC在2025年4月至6月期间向超过13,000名英国退休人员发放了4870万英的退税,平均每人为3800英,此前系统的缺陷导致首次一次性退休金提取的税收过高. HMRC has issued £48.7 million in tax refunds to over 13,000 UK pensioners between April and June 2025, averaging £3,800 each, after a system flaw led to excessive tax charges on first-time lump-sum pension withdrawals. 出现错误的原因是,HMRC的系统假定每月重复提款,导致税单高于必要的数额。 The error occurs because HMRC’s system assumes repeated monthly withdrawals, resulting in higher tax bills than warranted. 虽然退款是通过复杂的索偿程序获得的,但专家警告该程序耗时,并建议退休人员仔细计划提款,以避免多付。 While refunds are available through a complex claims process, experts warn the procedure is time-consuming and advise retirees to plan withdrawals carefully to avoid overpayment. 尽管十多年前引入了养老金自由,但这一问题仍然存在。 The issue persists despite pension freedoms being introduced over a decade ago.