印度经济在2025年增长了6.8%,信贷增长强劲,通货膨胀率低,尽管规模较小的金融机构面临挑战。 India’s economy grew 6.8% in 2025 with strong credit growth and low inflation, despite challenges in smaller financial institutions.

印度金融部门在2025年的表现超过了全球同行,由于零售业、中小型和微型企业的强劲需求以及专业贷款,尤其是通过非金融中心提供的贷款,信贷增长达到约20%。 India's financial sector outperformed global peers in 2025, posting around 20% credit growth fueled by strong demand in retail, MSME, and specialized lending, particularly through NBFCs. 尽管地缘政治紧张和全球不确定,但经济增长为6.8%,通货膨胀达到十年最低点,而RBI保持了5.50%的中性回购率。 Despite geopolitical tensions and global uncertainty, the economy grew at 6.8%, inflation hit a ten-year low, and the RBI maintained a neutral 5.50% repo rate. 随着统一借贷接口、数字货币、账户汇总和数字商业开放网络的进展,数字基础设施得到扩展。 Digital infrastructure expanded with progress on the Unified Lending Interface, digital currency, Account Aggregators, and the Open Network for Digital Commerce. 虽然资本市场仍然活跃,保险改革取得进展,但较小的非银行银行和合作银行面临盈利和治理挑战,促使监管者在准入便利与更严格合规之间取得平衡。 While capital markets remained active and insurance reforms advanced, smaller NBFCs and co-operative banks faced profitability and governance challenges, prompting regulators to balance ease of access with stronger compliance.