英国的FCA正在改革投资规则,以简化保护、促进长期投资和支持创新。 The UK’s FCA is overhauling investment rules to simplify protections, boost long-term investing, and support innovation.

英国金融行为管理局(FCA)已推出全面改革,以刺激零售投资、简化披露程序、澄清零售业投资者与专业投资者之间的分歧。 The UK’s Financial Conduct Authority (FCA) has unveiled sweeping reforms to boost retail investment, simplify disclosures, and clarify the split between retail and professional investors. 关键变化包括:用更清晰、更方便消费者的信息取代僵硬、复杂的产品警告,允许有经验的投资者在达到高门槛时选择不提供零售保护,并要求公司在一年内审查所有现有的选用专业客户。 Key changes include replacing rigid, complex product warnings with clearer, consumer-friendly information, allowing experienced investors to opt out of retail protections if they meet a high threshold, and requiring firms to review all existing elective professional clients within a year. 金融管理局还建议为早期公司提供临时许可,将迟退费降至100英,并将规则与消费者税和最近的预算变化相协调,包括降低现金ISA限制,并为新的英国IPO提供印花税假期. The FCA also proposed provisional licensing for early-stage firms, reduced late return fees to £100, and is aligning rules with the Consumer Duty and recent Budget changes, including lowering the cash ISA limit and offering a stamp duty holiday on new UK IPOs. 这些行动旨在鼓励长期投资,提高市场竞争力,支持创新,同时保持对零售投资者的有力保护。 These moves aim to encourage long-term investing, improve market competitiveness, and support innovation while maintaining strong protections for retail investors.