英国的抵押贷款利率跌至2022年的低点,但尽管房价创历史新高,但由于预算不确定性,买方活动放缓。 UK mortgage rates hit a 2022 low, but buyer activity slowed due to budget uncertainty despite record home prices.

英国的抵押贷款利率是2022年9月以来最低的,但是,尽管房价创历史新高,但由于预算方面的不确定性,购房活动放缓。 UK mortgage rates hit their lowest since September 2022, but homebuyer activity slowed due to budget-related uncertainty, despite record-high house prices. 英国汇丰银行等放款人扩大了对首次买家的鼓励措施,包括提高节能住房的回扣,而大银行则通过英格兰银行的压力测试,并配有强大的资本缓冲。 Lenders like HSBC UK expanded incentives for first-time buyers, including higher cashback for energy-efficient homes, while major banks passed Bank of England stress tests with strong capital buffers. 金融监察员处注销了90万英镑,用于一个失败的AI项目,并转而采用现成工具。 The Financial Ombudsman Service wrote off £900,000 on a failed AI project and shifted to off-the-shelf tools. 业内企业包括Pivotal Growth和Raw Capital Partners扩大了抵押贷款市场,反映了该部门在首次购房者面临越来越多挑战的背景下,该行业的增长反映了该行业的活力,英国的平均年龄达到34岁,伦敦的平均年龄达到35岁. Industry firms including Pivotal Growth and Raw Capital Partners expanded into the mortgage market, reflecting growing sector activity amid rising challenges for first-time buyers, whose average age reached 34 in England and 35 in London.