Martin Lewis敦促英国消费者将订阅卡片的用户改为直接借方,以便更好地保护和更容易取消。 Martin Lewis urges UK consumers to switch subscriptions from cards to direct debits for better protection and easier cancellation.

Martin Lewis警告英国消费者,为订阅而一再支付的卡片比直接借方提供的保护要弱。 Martin Lewis warns UK consumers that recurring card payments for subscriptions offer weaker protections than direct debits. 与直接借记由直接借记担保支持、允许即时退款和便捷取消不同，基于卡片的定期支付提供有限的争议权利，且需要手动取消。 Unlike direct debits, which are backed by the Direct Debit Guarantee and allow instant refunds and easy cancellation, card-based recurring payments provide limited dispute rights and require manual cancellation. 在转换银行时,直接借项也自动转帐,而卡付款则必须重新配置。 Direct debits also transfer automatically when switching banks, while card payments must be reconfigured. Lewis敦促人们选择直接借记,以获得更强有力的消费者保障。 Lewis urges people to opt for direct debits to access stronger consumer safeguards.