印度公共部门银行从2020年到2025年9月注销了6.15百万卢比的不良贷款,仍然有利可图,并通过法律手段收回了一些资金。 Indian public sector banks wrote off ₹6.15 lakh crore in bad loans from 2020 to Sept 2025, remained profitable, and recovered some funds via legal means.

印度公共部门银行在2020年至2025年9月期间注销了6.15亿印度克的不良贷款,这是根据RBI规则例行清理资产负债表的一部分,没有现金损失,因为全额提供贷款。 Indian public sector banks wrote off ₹6.15 lakh crore in bad loans from 2020 to September 2025, part of routine balance sheet cleanup under RBI rules, with no cash loss as loans were fully provisioned. 尽管自2022-23财政年度以来,政府没有注入任何资本,但PSB转而盈利,通过市场筹集了1.79拉赫。 Despite no government capital infusions since FY2022-23, PSBs turned profitable and raised ₹1.79 lakh crore via markets. 通过IBC和SARFAESI等法律渠道继续追回资金。 Recovery continues through legal channels like the IBC and SARFAESI. 四年来,举报的欺诈案件超过583 000起,价值3 588克鲁塞罗,随着数字欺诈的增加,仅追回238克鲁塞罗。 Over 583,000 fraud cases worth ₹3,588 crore were reported in four years, with only ₹238 crore recovered, as digital frauds rise. PSB还在出口信贷方面提供了21.71百万卢比。 PSBs also provided ₹21.71 lakh crore in export credit.