根据穆迪2025年12月8日的报告,印度和亚洲银行的资本水平比美国和欧洲银行要强。 Indian and Asian banks have stronger capital levels than U.S. and European banks, per a Dec. 8, 2025 Moody's report.

根据穆迪(Moody)2025年12月8日发布的报告, 印度及亚太地区银行的资本头寸比美国及西欧强。 Banks in India and the Asia-Pacific region have stronger capital positions than those in the U.S. and Western Europe, according to a Moody's report released December 8, 2025. 报告对横跨八个市场的35家大银行进行了分析,发现印度、香港和韩国的私营银行保持了高共同股权比率1比14.7%、18.0%和14.5%,美国顶级银行的超额平均为13.5%,欧洲主要银行的超额平均为13.8%。 Analyzing 35 major banks across eight markets, the report found private sector banks in India, Hong Kong, and South Korea maintained high Common Equity Tier 1 ratios—14.7%, 18.0%, and 14.5% respectively—surpassing averages of 13.5% for top U.S. banks and 13.8% for leading European banks. 这一力量来自强劲的内部资本产生和容易进入股市。 This strength stems from robust internal capital generation and easy access to equity markets. 有些国家,包括印度和越南,风险加权资产密度较高,这与标准化监管办法有关,但印度计划到2028年采用以内部评级为基础的更先进的模式,这可以降低这些比率。 Higher risk-weighted asset densities in some nations, including India and Vietnam, are linked to standardized regulatory approaches, but India plans to adopt a more advanced Internal Ratings-Based model by 2028, which could reduce these levels. 该区域政府拥有的银行仍然比私人同侪银行弱。 Government-owned banks in the region remain weaker than private peers.