英国汇丰银行敦促家庭将3至6个月的基本开支另设一个财务保障账户。 HSBC UK urges households to save 3–6 months’ essential expenses in a separate account for financial security.

英国汇丰银行正在敦促家庭建立紧急基金,以应对失业或意外支出等金融冲击,并建议节省3至6个月的基本费用。 HSBC UK is urging households to build emergency funds to cope with financial shocks like job loss or unexpected expenses, recommending savings of three to six months’ worth of essential costs. 银行建议将这些资金存放在一个单独、方便使用的账户,并设立自动转账,以逐步实现储蓄。 The bank advises keeping these funds in a separate, easily accessible account and setting up automatic transfers to build savings gradually. 虽然理想数额因个别情况而异,但鼓励捐款即使很小,目的是提高金融复原力和避免高息债务。 While ideal amounts vary by individual circumstances, even small contributions are encouraged, with the goal of improving financial resilience and avoiding high-interest debt.