履行机构的信贷增长预测上升至14%,因为家庭贷款和微小中型企业贷款在RBI利率下降后猛增。 SBI's credit growth forecast raised to 14% as home and MSME loans surged post-RBI rate cut.

银行家居贷款组合超过9万亿卢比, 零售,农业和小微企业部门超过25万亿卢比, 促使银行将其信贷增长预测提高到财政年度的14%. SBI's home loan portfolio surpassed Rs 9 lakh crore, with its Retail, Agriculture, and MSME segment exceeding Rs 25 lakh crore, driving the bank to raise its credit growth forecast to 14% for the fiscal year. 中小型和微型企业贷款的增长率达到17-18%,农业和零售业增长约14%,得到25个基点的RBI利率削减到5.25%的支持。 Growth in MSME loans reached 17-18%, while agriculture and retail rose around 14%, supported by a 25 basis point RBI rate cut to 5.25%. 企业信贷在第二季度增长了7.1%,预计增长率将低至两位数. Corporate credit grew 7.1% in Q2, with expectations of low double-digit expansion. SBI预计将在五至六年内维持3%的净利息利差，并在不增加股权的情况下维持信贷增长，支持资本缓冲和超过12万亿卢比的贷款能力。 SBI expects to maintain a 3% net interest margin and sustain credit growth without equity raises for five to six years, backed by strong capital buffers and a lending capacity exceeding Rs 12 lakh crore.