更多的美国父母推迟退休,以在成本上升和工资停滞的情况下留下更多的遗产。 More U.S. parents delay retirement to leave larger inheritances amid rising costs and stagnant wages.

越来越多的美国父母正在考虑延长他们的工作年数,以便在生活费用上涨和工资增长停滞的驱动下,为其成年子女争取更大的遗产。 A growing number of American parents are considering extending their working years to secure a larger inheritance for their adult children, driven by rising living costs and stagnant wage growth. 金融专家告诫说,虽然节省更多资金可能有所帮助,但它也可能给退休计划造成压力,并降低生活质量。 Financial experts caution that while saving more may help, it could also strain retirement plans and reduce quality of life. 有些人建议采取替代战略,如财产规划、投资或帮助儿童独立积累财富。 Some suggest alternative strategies like estate planning, investing, or helping children build wealth independently. 辩论突出了代际支持与个人财政保障之间的紧张关系。 The debate highlights tensions between generational support and personal financial security.