在澳大利亚合并超级账户,如果一个人有未交税的缴款,例如来自政府工作或保险付款的缴款,就可能引发巨额税单。
Merging super accounts in Australia may trigger large tax bills if one has untaxed contributions, like from government jobs or insurance payouts.
合并澳大利亚的退休金账户,如果一个账户包含未纳税部分,例如来自政府就业或保险付款的部分,则可能引发重大税单。
Consolidating superannuation accounts in Australia can trigger a significant tax bill if one account contains an untaxed component, such as from government employment or insurance payouts.
最近的一个案件涉及对123,000美元转账征收18,500美元的税,因为未交税的缴款没有适用通常的15%的税,在结转时必须征税。
A recent case involved an $18,500 tax on $123,000 transferred, as untaxed contributions haven’t had the usual 15% tax applied and must be taxed upon rollover.
虽然缺乏事先警告是有问题的,但税收随时间推移是不可避免的。
While the lack of prior warning is problematic, the tax is unavoidable over time.
专家建议,在为避免意外而合并基金之前,先审查未课税部分的超级账户。
Experts advise reviewing super accounts for untaxed components before merging funds to avoid surprises.