Idaho议员Russ Fulcher介绍了2025年《权利法》,将短期保健计划延长至三年。 Idaho Congressman Russ Fulcher introduces the RIGHT Act of 2025, extending short-term health plans to three years.

Idaho议员Russ Fulcher提出了《2025年权利法》,提议将短期医疗保险计划的最长期限从四个月延长到三年。 Idaho Congressman Russ Fulcher has introduced the RIGHT Act of 2025, proposing to extend the maximum duration of short-term health insurance plans from four months to up to three years. 36个州有这些费用较低的计划,这些计划不需要涵盖原有状况或基本保健福利。 These lower-cost plans, which are not required to cover pre-existing conditions or essential health benefits, are available in 36 states. 该法案旨在缩小覆盖面差距,提高个人在工作之间或等待其他保险期间的灵活性。 The bill aims to reduce coverage gaps and increase flexibility for individuals between jobs or awaiting other insurance. 然而,批评者警告这些计划,尽管保险费降低,但可能导致较高的长期成本。 However, critics warn these plans may lead to higher long-term costs despite lower premiums. 立法是在ACA计划的增强联邦保费税收抵免将于2025年底到期时提出的. The legislation comes as enhanced federal premium tax credits for ACA plans are set to expire at the end of 2025.