印度消费者耐久贷款在2024年10月增长1%, Indian consumer durable lending grew 1% YoY in Oct 2024, hindered by tighter credit and rising defaults.

印度的耐用消费贷款在2024年10月前仅增长1%, 未偿贷款总额达23 646克朗。 Despite a festive-season boost from reduced GST, India's consumer durable lending grew only 1% year-on-year by October 2024, with total outstanding loans at ₹23,646 crore. 10月增长6.9%,总投资组合增长15%,达到98 000 克郎,突出显示增长幅度不大。 A 6.9% growth in October and a 15% increase in the overall portfolio to ₹98,000 crore highlight modest expansion. 紧缩贷款标准、不断上升的违约情况以及取消零成本的EMI报价被认为是主要制约因素。 Tighter lending standards, rising defaults, and withdrawal of zero-cost EMI offers are cited as key constraints. 信用卡支出也减缓。 Credit card spending also slowed. 然而,按月增长5.5%的现用贷款预示着早日复苏。 However, a 5.5% month-on-month rise in active loans signals early recovery. 与此同时,Nexus Venture Partners为其第八个基金筹集了7亿美元,其对象是美国AI和软件启动企业,InMobi的创始人从SoftBank重新购买了2.5亿美元的股份,比计划印度IPO提前60%获得股份。 Meanwhile, Nexus Venture Partners raised $700 million for its eighth fund targeting U.S. AI and software startups, and InMobi’s founders repurchased $250 million in shares from SoftBank, increasing their stake to 60% ahead of a planned Indian IPO.