印度到2026年收紧了外国银行规则,控制了风险并增加了信用报告。 India tightens foreign bank rules by 2026, capping exposures and boosting credit reporting.

印度储备银行更新了财务条例,以加强风险管理,要求设在印度的外国银行分行将海外风险列入其大接触框架,这一框架按毛额计算,不净额计算。 The Reserve Bank of India has updated financial regulations to strengthen risk management, requiring foreign bank branches in India to include overseas exposures in their Large Exposures Framework, calculated on a gross basis without netting. 自2026年4月1日起,限额因银行类型而异,集团实体接触风险的上限为20%或25%,这取决于全球具有系统重要性的银行状况。 Effective April 1, 2026, limits vary by bank type, with caps of 20% or 25% on exposures to group entities, depending on global systemically important bank status. 这些变化旨在降低集中风险,符合全球标准,并通过10个新方向改进信用报告,授权向信用信息公司更频繁和准确地提交数据。 The changes aim to reduce concentration risk, align with global standards, and improve credit reporting through 10 new directions mandating more frequent and accurate data submissions to credit information companies.