从2025年底开始,联合王国将获得新的权力,通过查阅银行数据和直接扣减来追回债务。 The UK will gain new powers to recover benefit debts by accessing bank data and direct deductions, starting late 2025.

根据《公共当局(欺诈、错误和追回)法》,联合王国的工作和养恤金部获得了新的权力,允许其查阅银行数据,并直接从账户中扣除款项,以收回福利债务,包括普遍信贷、养恤金信贷以及就业和支助津贴。 The UK’s Department for Work and Pensions has gained new powers under the Public Authorities (Fraud, Error, and Recovery) Act, allowing it to access bank data and directly deduct money from accounts to recover benefit debts, including for Universal Credit, Pension Credit, and Employment and Support Allowance. 这些变革在2025年底王室同意后生效,旨在减少欺诈和错误,到2029/30年节省15亿英镑,并支持更广泛的政府储蓄目标。 The changes, effective after Royal Assent in late 2025, aim to reduce fraud and errors, save £1.5 billion by 2029/30, and support broader government savings goals. 现在DWP可以要求最高三个月的银行账单, 暂停驾驶执照超过1000英的未付款债务, The DWP can now request up to three months of bank statements, suspend driving licences for unpaid debts over £1,000, and expand investigations to third parties. 独立监督员将监测权力的行使情况,政府计划增聘3 000名工作人员,并促进数据分析。 An independent overseer will monitor use of powers, and the government plans to hire 3,000 additional staff and boost data analytics. 这些措施针对那些以欺诈手段索要福利或拒绝偿还其可负担的多付款项的人,同时保护个人信息,确保诚实的索赔人得到公平对待。 The measures target those who fraudulently claim benefits or refuse to repay overpayments they can afford, while protecting personal information and ensuring fairness for honest claimants.