尼日利亚取消现金限额,提高2026年1月1日的提款上限,并收取超额费用。
Nigeria to lift cash limits, raise withdrawal caps Jan. 1, 2026, with fees on excess amounts.
尼日利亚中央银行将取消现金存款限额,并将个人每周提款上限提高到50万奈拉,将公司每周提款上限提高到500万奈拉,自2026年1月1日起生效。
Nigeria’s Central Bank will eliminate cash deposit limits and raise weekly withdrawal caps to 500,000 naira for individuals and 5 million naira for corporations, effective January 1, 2026.
超额提款将给个人收取3%的手续费,给公司收取5%的手续费,由中央银行和银行分摊。
Excess withdrawals will incur 3% fees for individuals and 5% for corporates, shared between the CBN and banks.
该政策取消了事先特别授权、大使馆和捐助机构的豁免,并要求银行每月报告高价值交易。
The policy removes prior special authorizations, ends exemptions for embassies and donor agencies, and requires banks to report high-value transactions monthly.
这些变化旨在减少现金管理费用、改善安全和打击洗钱。
The changes aim to reduce cash management costs, improve security, and combat money laundering.