路易斯安那州汽车保险费在2025年初下降,这是自2020年以来首次下降,原因是索赔管理较好,欺诈案件减少。
Louisiana auto insurance premiums dropped in early 2025, the first decline since 2020, due to better claims management and fewer fraud cases.
根据路易斯安那州保险部的新数据,路易斯安那州汽车保险费在2025年初开始下降,标志着2020年以来首次明显下降。
Auto insurance premiums in Louisiana have begun to decline in early 2025, marking the first noticeable drop since 2020, according to new data from the Louisiana Department of Insurance.
这一下降是在索赔费用和诉讼增加导致一系列费率上升之后发生的。
The decrease follows a series of rate increases driven by rising claim costs and litigation.
保险人报告索赔管理得到改善,欺诈索赔减少,有助于稳定。
Insurers report improved claims management and a reduction in fraudulent claims, contributing to the stabilization.
虽然保险费仍然高于大流行前的水平,但趋势表明,该州的司机可能得到缓解。
While premiums remain higher than pre-pandemic levels, the trend suggests potential relief for drivers in the state.