EQB为800万加元购买PC Financial, 创建了加拿大忠诚银行大平台。
EQB to buy PC Financial for $800M, creating major Canadian loyalty banking platform.
EQB公司同意以大约8亿美元的现金和股票从Loblaw公司购买PC Financial,为将近350万加拿大人建立了一个重要的与忠诚挂钩的银行平台。
EQB Inc. has agreed to acquire PC Financial from Loblaw Companies for about $800 million in cash and stock, creating a major loyalty-linked banking platform serving nearly 3.5 million Canadians.
预计2026年的这笔交易包括PC银行、保险机构和PC " 最佳忠诚方案 " ,增加了200多万张信用卡账户和58亿美元资产。
The deal, expected in 2026, includes PC Bank, insurance agencies, and the PC Optimum loyalty program, adding over two million credit card accounts and $5.8 billion in assets.
Loblaw将获得5亿美元的超额资本,并保留EQB关闭后17%的股权。
Loblaw will receive $500 million in excess capital and retain a 17% stake in EQB post-closing.
预计这笔交易将增加EQB的收入,目的是通过一个统一的平台加强数字银行业务和奖励。
The transaction is projected to be accretive to EQB’s earnings and aims to enhance digital banking and rewards through a unified platform.
EQB还报告了一个具有挑战性的财政年度,由于结构调整和经济压力,收入较低,但是贷款增长强劲,客户扩大,保持了稳固的资本地位。
EQB also reported a challenging fiscal year with lower earnings due to restructuring and economic pressures, but saw strong loan growth and customer expansion, maintaining a solid capital position.