美国正在推进巴塞尔三号终局改革,以更新银行资本规则,预计将在2026年作出最后决定。 The U.S. is advancing Basel III endgame reforms to update bank capital rules, with final decisions expected in 2026.

美国正在推进巴塞尔协议三结束式改革,这可能会改变银行资本要求,影响借贷、贸易和投资战略。 The U.S. is advancing the Basel III endgame reforms, which could reshape bank capital requirements and influence lending, trading, and investment strategies. 规章制度的目标是建立一个平衡的、现代化的框架,同时又不干扰贷款,尽管对资本水平的影响仍然不确定。 Regulators aim for a balanced, modernized framework without disrupting lending, though impacts on capital levels remain uncertain. 行业团体敦促制定较弱的规则,以促进增长和获得信贷,而惠誉警告减少缓冲可能会削弱金融复原力。 Industry groups urge weaker rules to boost growth and credit access, while Fitch warns reduced buffers may weaken financial resilience. 最后规则很可能需要广泛协商,2026年被视为执行的关键。 The final rule will likely involve extensive consultation, with 2026 seen as pivotal for implementation.