中国对小企业的包容性贷款到2025年10月达到5.06万亿美元,利率降至3.48%。 China's inclusive loans for small businesses hit $5.06 trillion by Oct 2025, with rates down to 3.48%.

中国在2021-2025年计划期间扩大了对小型和微型企业的包容性融资,年贷款增长超过20%。 China expanded inclusive finance for small and micro enterprises during the 2021–2025 plan, with annual loan growth exceeding 20 percent. 到2025年10月,普惠性贷款总额达35.77万亿元(5.06万亿美元),改善了小企业、企业家和农民获得贷款的机会。 By October 2025, inclusive loans totaled 35.77 trillion yuan ($5.06 trillion), improving access for small businesses, entrepreneurs, and farmers. 到2025年6月,新贷款的平均利率下降到3.48%,比2020年低约两个百分点。 Average interest rates on new loans dropped to 3.48 percent by June 2025, about two percentage points lower than in 2020. 政府计划在2026-2030年五年计划中继续这些努力,如2025年10月的建议中概述的那样。 The government plans to continue these efforts in the 2026–2030 five-year plan, as outlined in October 2025 recommendations.