澳大利亚保险公司通过以类似名称的廉价保单取代廉价保单,引发消费者的反弹,提高了顶级医院的承保价格,达到90%。 Australian insurers raised top hospital cover prices up to 90% by replacing cheap policies with pricier ones under similar names, sparking consumer backlash.

澳大利亚的健康保险公司因医院顶级保险价格大幅上涨而面临批评,因为五年内黄金政策保险费上涨58%,远超过官方平均水平,原因是“凤凰”保险公司以类似名称的高价保险取代了廉价政策。 Australian health insurers are facing criticism for sharply raising top-tier hospital cover prices, with Gold policy premiums up 58% over five years—far exceeding official averages—due to "phoenixing," where insurers replace cheaper policies with higher-priced ones under similar names. 主要供应商,包括Bupa、Medibank和HCF, 在某些情况下,利率增加了90%以上,通过重命名政策绕过了年度上限。 Major providers including Bupa, Medibank, and HCF have increased rates by over 90% in some cases, bypassing annual caps by rebranding policies. CHOICE警告消费者缺乏透明度和成本上升,同时提供一个免费、不带偏见的工具来比较30多个供应商的旅行保险,强调需要审查取消旅行、医疗紧急情况和先前状况的保险范围。 CHOICE warns consumers about lack of transparency and rising costs, while also offering a free, unbiased tool to compare travel insurance across 30+ providers, emphasizing the need to review coverage for trip cancellations, medical emergencies, and pre-existing conditions.