85%的新西兰人仍然以拥有住房为目标,尽管价格和费用高昂,但在负担能力和信心方面取得了一些进展。 85% of New Zealanders still aim to own homes, despite high prices and costs, with some progress in affordability and confidence.

根据基维班(Kiwibank)的2025年报告, 房屋所有权仍是85%新西兰人的最高目标, Home ownership remains a top goal for 85% of New Zealanders, according to Kiwibank’s 2025 report, with rising confidence despite ongoing challenges like high prices and living costs. 近一半的非房主认为购买比去年更能实现,许多非房主正在通过削减开支、支付额外抵押贷款或探索共同所有权和搬迁来适应。 Nearly half of non-homeowners feel buying is more achievable than last year, and many are adapting by cutting expenses, making extra mortgage payments, or exploring co-ownership and relocation. 虽然57%的人仍然觉得自己被排斥在市场之外,但年轻一代表现出强烈的愿望和信心,改进贷款规则可能有助于未来的买家。 While 57% still feel locked out of the market, younger generations show strong desire and confidence, and improved lending rules may help future buyers.