南澳大利亚州和维多利亚州的农民使用一个新的育种融资方案,在严重干旱后重建牲畜。 South Australian and Victorian farmers use a new breeding finance program to rebuild herds after severe drought.

南澳大利亚州和维多利亚州的畜牧生产者正在努力从严重干旱中恢复过来,严重干旱使畜群枯竭,使水和饲料供应干涸,迫使许多人出售养殖品。 Livestock producers in South Australia and Victoria are struggling to recover from a severe drought that depleted herds and dried up water and feed supplies, forcing many to sell breeding stock. 由于15个月降雨量低于平均降雨量80%,而且女性牲畜价格居高不下,传统的牲畜补给难以进行。 With rainfall 80% below average over 15 months and female livestock prices high, traditional restocking is difficult. 心地银行的StockCo提供了一种育种者融资模式,允许农民在不预付费用的情况下获取育种女性。 StockCo by Heartland Bank offers a breeder finance model allowing farmers to acquire breeding females without upfront costs. 牲畜归StockCo所有,还款与后代销售收入挂钩,与现金流动相符。 The livestock is owned by StockCo, and repayments are tied to income from offspring sales, aligning with cash flow. 具备至少三年经验和还款计划的合格生产者能够获得年度融资,帮助可持续地重建畜群。 Eligible producers with at least three years of experience and a repayment plan can access annual financing, helping rebuild herds sustainably. 该方案在 " 心脏地带银行 " 的支持下,为当前干旱挑战中的复苏提供了一个实用的金融工具。 The program, backed by Heartland Bank, provides a practical financial tool for recovery amid ongoing drought challenges.