保险费上涨和滥用正在迫使美国负担得起的住房单位关闭或削减服务。 Rising insurance costs and abuse are forcing U.S. affordable housing units to close or cut services.

美国各地日益加剧的保险危机威胁着负担得起的住房,因为保险费上涨和政策取消迫使许多建筑物关闭或减少服务。 A growing insurance crisis is threatening affordable housing across the U.S., with rising premiums and policy cancellations forcing many buildings to close or reduce services. 房主,特别是那些管理低收入单位的房主,正在努力获得保险,加剧了住房短缺问题。 Landlords, especially those managing low-income units, are struggling to secure coverage, exacerbating a housing shortage. 同时,中间人滥用——第三方提出轻率索赔或膨胀成本——使情况恶化,抬高了保险费,并使稳定市场的努力复杂化。 Meanwhile, intervenor abuse—where third parties file frivolous claims or inflate costs—has worsened the situation, driving up insurance costs and complicating efforts to stabilize the market.