降低利率并没有改善住房的可负担性,因为价格的上涨快于借贷成本。 Rate cuts haven't improved home affordability as prices rise faster than borrowing costs.

尽管最近降低了利率,但房价不断上涨的房价继续抵消了收益,使可负担性保持不变,因此购房者仍然陷于困境。 Despite recent interest rate cuts, homebuyers remain stuck as rising home prices continue to offset the benefits, leaving affordability unchanged. 许多买主无法在市场上取得进展,因为价格上涨的速度超过了借贷成本降低带来的微小缓解。 Many buyers are unable to make progress in the market, with price increases outpacing the modest relief from lower borrowing costs. 住房市场仍然具有挑战性,特别是首次买主面临高价格和库存有限的问题。 The housing market remains challenging, especially for first-time buyers facing high prices and limited inventory.