与Gerard Braud一样, 超过140,000名路易斯安那的房主在“伊达”飓风和保险人失败后面临高涨的保险费用。 Over 140,000 Louisiana homeowners, like Gerard Braud, face soaring insurance costs after Hurricane Ida and insurer failures.

在购买他在路易斯安那州曼德维尔的住宅近15年之后,Gerard Braud在2022年其保险公司Lighthouse失败后,现在每年支付超过12 000美元的保险金。 Nearly 15 years after buying his home in Mandeville, Louisiana, Gerard Braud now pays over $12,000 annually for insurance after his insurer, Lighthouse, failed in 2022. 他是路易斯安那州超过14万名房主之一，被迫进入该州的最后保险公司公民保险，自飓风艾达以来增长了200%。 He’s one of more than 140,000 Louisiana homeowners forced into the state’s insurer of last resort, Citizens, a 200% increase since Hurricane Ida. 尽管有30,000人被送到私人保险公司,公民政策数字仍然远远高于风暴前的水平。 Despite moving 30,000 people to private insurers, Citizens’ policy count remains far above pre-storm levels. 专家说,气候驱动的飓风风险和紧张的再保险市场使得买得起的保险变得稀缺,使得像Braud这样的许多房主质疑他们是否能够住得起。 Experts say climate-driven hurricane risks and a strained reinsurance market make affordable insurance scarce, leaving many homeowners like Braud questioning whether they can afford to stay.