爱尔兰的抵押贷款批准率在首次买主和 " 帮助购买计划 " 的推动下,在2025年达到了三年的最高点。 Irish mortgage approvals hit a three-year high in 2025, driven by first-time buyers and the Help to Buy scheme.

爱尔兰的抵押贷款批准额在2025年头10个月达到三年之高,超过45 500笔贷款获得批准,总额达146亿欧元,是2011年以来创纪录的最高年度价值。 Mortgage approvals in Ireland hit a three-year high in the first ten months of 2025, with over 45,500 loans approved totaling €14.6 billion—the highest annual value on record since 2011. 尽管10月每月略有下降,但抵押贷款价值逐年上升4.2%,其驱动因素是强劲的首次买主活动——占批准额的60%——以及重新抵押的激增。 Despite a slight monthly dip in October, mortgage values rose 4.2% year-on-year, driven by strong first-time buyer activity—accounting for 60% of approvals—and a surge in remortgaging. " 帮助购买计划 " 受理了31 608份申请,比2024年增加了43%。 The Help to Buy scheme saw 31,608 applications, 43% more than in 2024. 与此同时,预计英国的按揭利率将在圣诞节之前下降,全国范围内的贷款人等贷款人将利率降低到3.60%,这表明借款人可能会得到缓解。 Meanwhile, UK mortgage rates are expected to fall before Christmas, with lenders like Nationwide lowering rates to 3.60%, signaling potential relief for borrowers.