英国2025年秋季预算将现金ISA限制降至65岁以下的12000英,自2027年4月起生效.
UK's 2025 Autumn Budget cuts cash ISA limit to £12K for under-65s, effective April 2027.
纳特韦斯特已通知客户英国2025年秋季预算的变化,包括自2027年4月起将65岁以下人士的国安局年度现金津贴减至12 000英镑,而65岁及以上人士则保留20 000英镑的限额。
NatWest has notified customers of changes in the UK’s 2025 Autumn Budget, including a reduction of the annual cash ISA allowance to £12,000 for those under 65, effective April 2027, while those 65 and over keep the £20,000 limit.
此举旨在鼓励对股票和股票投资。
The move aims to encourage investment in stocks and shares ISAs.
其他变化包括冻结税阈值、对电动车辆实行每英里收费3p,以及对每年超过2 000英镑的养恤金缴款实行国家保险。
Other changes include freezing tax thresholds, introducing a 3p per mile charge on electric vehicles, and applying national insurance to pension contributions over £2,000 annually.
非ISA储蓄的利息将税率为22%、42%或47%,视收入而定。
Interest from non-ISA savings will be taxed at 22%, 42%, or 47% depending on income.
建议客户在变更前审查其财务计划。
Customers are advised to review their financial plans ahead of the changes.