联合王国首次购房者更容易负担得起,价格与收入比率自2015年以来最低。 UK first-time homebuyers face improved affordability, with price-to-income ratio at lowest since 2015.

联合王国首次买主的住房负担能力有所改善,物价与收入比率下降至5.9,是2015年以来最低的,由6.2%的收入增长和2.4%的温和房价上涨驱动。 UK housing affordability for first-time buyers has improved, with the price-to-income ratio dropping to 5.9—the lowest since 2015—driven by 6.2% income growth and modest 2.4% house price increases. 每月按揭付款只上涨0.1%,达到1 087英镑,而租金则上涨5.5%,达到1 346英镑,使许多人的房屋所有权比房租便宜。 Monthly mortgage payments rose just 0.1% to £1,087, while rents surged 5.5% to £1,346, making homeownership cheaper than renting for many. 较低的利率和不断上升的工资有助于将按揭费用在收入中所占份额降低到32.6%,这是自2022年中期以来最低的。 Lower interest rates and rising wages helped reduce mortgage costs as a share of income to 32.6%, the lowest since mid-2022. 尽管存在区域差异——伦敦仍然负担不起,东北地区大多数国家的趋势表明,在联合申请和收入增加的支持下,获得住房所有权的机会在改善。 Despite regional disparities—London remains least affordable, the North East most—national trends signal improving access to homeownership, supported by joint applications and rising incomes.