2026年的B部分医疗保险保险费升至202.90美元,跳幅为10%,超过社会保障2.8%的COLA。 Medicare Part B premiums for 2026 rise to $202.90, a 10% jump, outpacing Social Security’s 2.8% COLA increase.

2026年B部分医疗保险保险费将增至每月202.90美元,创下历史新高,比2025年增长10%,超过了2.8%的社会保障COLA。 Medicare Part B premiums for 2026 will rise to $202.90 per month, a record high and a 10% increase from 2025, outpacing the 2.8% Social Security COLA. 直接从福利中扣除的较高保险费将抵消平均每月56美元的COLA增加额的三分之一左右,从而减少退休人员的净收益。 The higher premiums, deducted directly from benefits, will offset about one-third of the average $56 monthly COLA increase, reducing net gains for retirees. 这一增长是由预计的保健成本增长驱动的,尽管计划将皮肤替代支出减少90%可能会阻止更大的涨幅。 The rise is driven by projected healthcare cost growth, though a planned 90% drop in skin substitute spending may prevent a larger hike. 高收入受益人将支付更多款项,最高收入者将面临高达689.90美元的保险费。 High-income beneficiaries will pay more, with top earners facing premiums up to $689.90. 大约400万低收入受益人受到“无害持有”规则的保护。 About 4 million low-income beneficiaries are protected by the "hold harmless" rule. A部分的可扣除额也将增加。 Part A deductibles will also increase.