印度在2025年的RBI愿景下,推出“银行连通”这个移动第一平台,实现净银行现代化,加强安全和促进数字支付。 India launches Banking Connect, a mobile-first platform to modernize net banking, enhance security, and boost digital payments under RBI’s 2025 vision.

印度国家银行联盟Bharat BillPay(NPCI Bharat BillPay)根据RBI的《2025年支付远景规划》发起银行连通,引入了一个中央化的、移动第一平台,使印度的净银行系统现代化,简化税收和大学学费等高价值支付。 Banking Connect, launched by NPCI Bharat BillPay under the RBI’s Payment Vision 2025, introduces a centralized, mobile-first platform to modernize India’s net banking system, streamlining high-value payments like taxes and college fees. 该系统通过消除支离破碎的登录、提供动态的QR码以及促成实时交易监测,加强安全和用户经验。 The system enhances security and user experience by eliminating fragmented logins, offering dynamic QR codes, and enabling real-time transaction monitoring. 它支持多种支付路径,整合了AI驱动的欺诈检测,并旨在将账单支付量提高到每月10亿加元,使家庭达到1.35亿加元。 It supports multiple payment paths, integrates AI-driven fraud detection, and aims to boost bill payment volumes to 1 billion monthly and household reach to 135 million. 除了UPI多签字账户和UPI可磨损设备许可证之外,它还加强了数字支付互操作性和监管监督。 Alongside UPI Multi-Signatory accounts and UPI Lite for wearable devices, it strengthens digital payment interoperability and regulatory oversight.