英国将现金ISA限额降至12000英,并计划提高LISA购房上限以帮助年轻买家. UK reduces cash ISA limit to £12K and plans to lift LISA home purchase cap to aid younger buyers.

作为2025年秋季预算的一部分,联合王国政府以财政压力为由,将65岁以下人士的国税局年度现金津贴削减至12 000英镑,作为2025年秋季预算的一部分。 The UK government has cut the annual cash ISA allowance to £12,000 for under-65s as part of the 2025 Autumn Budget, citing fiscal pressures. 同时,对《终身ISA》的改革旨在取消或提高目前45万英镑的首购房价上限,有可能帮助高成本地区的年轻买家。 Meanwhile, reforms to the Lifetime ISA aim to remove or raise the current £450,000 property price cap for first-home purchases, potentially helping younger buyers in high-cost areas. LISA允许每年最多4 000英镑的储蓄,政府奖金为25%,但60岁之前的提款仅限于第一屋购买或退休。 The LISA allows up to £4,000 in annual savings with a 25% government bonus, but withdrawals before age 60 are restricted to first-home purchases or retirement. 这些变化在联合王国GOV报告中得到确认,目的是改善住房所有权的获取,尽管LISA改革的确切细节仍在审查之中。 The changes, confirmed in a GOV.UK report, are intended to improve homeownership access, though the exact details of the LISA reform remain under review.