监管者敦促要求私人投资者对风险贷款负责,以减少系统性风险和保护消费者。 Regulators urge holding private investors accountable for risky loans to reduce systemic risk and protect consumers.

越来越多的金融监管机构和消费者倡导者正在敦促决策者将风险借贷做法的问责制扩大到银行以外,以包括为此类贷款提供资金的私人投资者,并列举了对系统性风险和消费者保护的关切。 A growing number of financial regulators and consumer advocates are urging policymakers to expand accountability for risky lending practices beyond banks to include private investors who fund such loans, citing concerns about systemic risk and consumer protection. 对投资工具,特别是抵押贷款和汽车贷款的投资工具如何助长金融不稳定的问题,正在受到越来越多的审查,这种推力正是在这种审查中产生的。 The push comes amid rising scrutiny of how investment vehicles, particularly in mortgage and auto lending, contribute to financial instability. 虽然没有通过任何新的立法,但这一呼吁反映了越来越多的压力,要求确保投资者遵守与放款人相同的标准。 While no new legislation has been passed, the call reflects increasing pressure to ensure investors are held to the same standards as lenders.