政府限制风险住房贷款,以应对承受能力问题和因投资者购买激增造成的市场不稳定。 The government limits risky home loans to combat affordability issues and market instability driven by surge in investor purchases.

联邦政府在投资者活动激增的情况下对有风险的家庭贷款规定了新的限制,目的是遏制潜在的住房市场不稳定。 The federal government has imposed new limits on risky home loans amid a surge in investor activity, aiming to curb potential housing market instability. 随着投资者购买住宅的迅速增长,引起了对可负担性和市场波动的担忧,这一转变就随之而来。 The move comes as investor purchases of residential properties have grown rapidly, raising concerns about affordability and market volatility. 这些规则针对高风险借贷做法,例如低息贷款和最低限度信用检查,以保护借款人和维持金融稳定。 The rules target high-risk lending practices, such as loans with low down payments and minimal credit checks, to protect borrowers and maintain financial stability.