美国监管者从2026年4月起将主要银行的资本规则削减至3-4%, US regulators cut major banks' capital rules to 3-4% to boost Treasury market involvement, effective April 2026.

美国监管者最后敲定了对强化补充杠杆比率的修改,将主要银行的资本要求降低到3-4%,以促进参与国库市场。 US regulators finalized changes to the enhanced supplementary leverage ratio, lowering capital requirements for major banks to a 3-4% range to boost participation in Treasury markets. 该规则自2026年4月1日起生效,将第1级资本需求减少数十亿美元,对资本总额的影响最小。 The rule, effective April 1, 2026, reduces Tier 1 capital needs by billions, with minimal impact on overall capital levels. 虽然此举旨在改善金融稳定性和贷款,但美联储Cook和Barr都表示反对,并列举了系统复原力面临的风险。 While the move aims to improve financial stability and lending, Fed Governors Cook and Barr opposed it, citing risks to system resilience. 更新后修改了相关规则,包括通货膨胀指数调整,小银行也接受简化的资本标准。 The update modifies related rules and includes inflation-indexed adjustments, with smaller banks also receiving simplified capital standards.